Santa Clarita Commercial Auto Insurance
Businesses need Commercial Auto Insurance Santa Clarita. Especially to protect your business vehicles when they operate on the road.
The statistics show accidents will happen. Having the right commercial insurance coverage protects your business, in turn keeping your people moving on the road safely. When accidents happen you as the policy holder can be confident the commercial policy we help you get for your business will have the coverage to protect what matters most.
Plus with our 30 years of experience and expertise we’ll make sure you know other aspects of protection that most insurance agents often overlook when writing a commercial auto insurance policy in Santa Clarita.
The truth is it’s our job to shop all major carriers for you.
To find the best possible coverage options for you and us to know your business is insured properly, so if there was to be an incident or major accident that you can keep operating your fleet of trucks or cars and business can continue on smoothly.
Buying the right commercial automobile insurance policy matters and we’re here to help you get insured right. On so many levels… Much more than the amount you pay to be commercially insured.
Commercial Auto Insurance Coverage in Santa Clarita
Comprehensive and Collision damage coverage is required on your Santa Clarita commercial automobile insurance policy if you took a loan to buy the car or if you leased the vehicle you use in business.
Learn more about Commercial Automobile and Truck Insurance for your business vehicles… We provide great commercial insurance services with the choices on your policy options and coverage that will make you smile. Get A Quote Now!
We shop all your best rates, coverage and pricing options across all major carriers for you based on your application for commercial automobile insurance coverage to all of our carriers. This ensures you are getting the best possible coverage at the best possible price.
Medial payments coverage will pay for medical bills if you and your passengers are injured in a car accident. This is known as a voluntary form of payment in that it pays regardless of fault. Often injured persons will collect this to help reduce or pay for the deductible they have on their own personal medical insurance.
Commercial Auto Policy Coverage Options
Hired Automobile Physical Damage coverage – A hired auto is a covered auto owned by someone other than you that is hired. Or rented to you. This endorsement insures against comprehensive and collision damage to the rented unit. The endorsement will have a limit per unit or vehicle for physical damage coverage. Generally $50,000 to $75,000. A deductible will apply to each covered claim.
Non-Owned Business Automobile Liability coverage – This endorsement is for your employees who use their own vehicle for your company business. Such as business meetings or simply running company errands. It does not replace your liability as the employer. It protects you as the employer. If you are named in a claim or law suit as a result of your employees’ negligence. This endorsement will provide you with a defense and settlement if necessary.
Other commercial coverage options include:
- 01Employee Hired Auto Coverage
- 02Rental Reimbursement
- 03Auto Loan Physical Damage Extension
- 04Driver Other Car Coverage
Always enlist the professional assistance of our knowledgeable, expert, experienced licensed commercial insurance agents at Lucas Insurance Services. We’re conveniently located with offices in Santa Clarita.
Contact us before making any important commercial automobile insurance decisions!