But without insurance you cannot reinstate your drivers license, which can be a enormous problem for anyone living in Southern California, especially suburb communities like the Santa Clarita or Antelope Valleys.
Unlike those drivers with few marks or a clean driving record, there are quite a few of us that are not eligible for standard auto insurance and have to apply for high-risk assessment policies. These can not only be difficult to find, they can also be quite expensive–especially if you don’t know where to look.
Offering Affordable Insurance for Higher Risk Assessment Drivers
Get A QuoteAt Lucas Insurance Services, we write policies for drivers who are difficult or impossible to place with other auto insurance companies.
Drivers with the highest risk often have to go to an assigned risk pool, where the government forces an insurer to cover them, but at Lucas Insurance Services, we can offer high-risk individuals great policies at great rates.
We want to help. More importantly, we have the experience, track record and connections to take care of those drivers with a poor driving record that prevents them from getting affordable car insurance.
Give us a call today. Don’t let your driving record prevent you from getting the insurance you need at a price you can handle.
— Questions We Hear Most —
Frequently Asked Questions
What is an SR-22 in California?
An SR-22 is a certificate of financial responsibility that your insurance company files with the California DMV to prove you carry the required liability insurance. It is often required after a DUI, driving without insurance or a license suspension.
How long do I need an SR-22 in California?
Most California drivers must keep an SR-22 on file for three years. If the policy lapses, the insurer notifies the DMV and your license can be suspended again, so keep coverage active the entire time.
Can I get car insurance with tickets or an accident?
Yes. Drivers with tickets, accidents or a DUI can still get coverage through non-standard carriers. Lucas Insurance Services compares options for high-risk drivers in Santa Clarita, the Antelope Valley and across California.