It is important to know that no matter what type of business you run, you have a legal obligation to keep your staff safe while at work–there are no exceptions.
That being said, getting the right policy for your business and for the specific types of jobs being done takes experience and know-how to put together. In today’s business environment, our agents understand your needs and can discuss your California workers compensation coverage in a plain, understandable way.
Affordable Workman’s Comp Insurance in California
Get A QuoteNo matter what type of business you run, you have a legal obligation to keep your staff safe while at work. This responsibility can be fulfilled with workers compensation insurance.
At Lucas Insurance Services, we work with many different companies to find the policy that works best for your individual situation. We understand that no two situations are the same, and we do the homework to make sure you have the best policy.
California workers comp will help protect your employees in the event of injury or illness during the course of employment. Our inclusive solutions can provide coverage for:
- 01Medical expenses
- 02Lost income/wages
- 03Rehabilitation costs
- 04Death benefits
Contact us right now to learn more about our California workers compensation rates, and how we can protect your business and your employees.
— Questions We Hear Most —
Frequently Asked Questions
Is workers' compensation required in California?
Yes. California law requires every employer with one or more employees, including part-time employees, to carry workers' compensation insurance or be approved to self-insure. Operating without it can lead to stop-work orders and heavy penalties.
What does workers' compensation cover?
Workers' comp pays for medical care, temporary and permanent disability benefits, and job retraining for employees injured or made ill on the job. It also generally protects the employer from being sued by the employee over the injury.