At Lucas Insurance Services we have built an insurance team whose goal is to continually improve the coverage we secure our clients. We bring superior customer support and top-quality insurance strategies to our customers. We go well beyond the standard insurance offerings and can offer trustworthy CA car insurance you can truly rely on!
At Lucas Insurance Services, we provide the following options for your auto insurance in CA:
01
Bodily Injury Liability
covers injuries to others caused by the policyholder while operating an automobile.
02
Medical or Personal Injury Protection
covers treatment of the driver and passengers of the policyholder’s car in the event of an accident.
03
Property Damage Liability
covers damages caused to someone else’s property by the policyholder while operating an automobile.
04
Collision
insures the policyholder from loss during a collision with another vehicle or object.
05
Comprehensive
protection for the policyholder’s car from damage and loss resulting from incidents other than collision.
06
Uninsured Motorist Coverage
covers medical treatment of the policyholder’s injuries in the event of a collision with an uninsured driver.
Feel free to call us with any and all of your questions regarding auto insurance. Our expert agents look forward to helping you find the most affordable CA car insurance quotes!
— Lucas Insurance is here to Cover your General Insurance Needs —
Insurance Santa Clarita & Antelope Valley CA
Our job is to take the time to identify your personal needs and risks. That is the first step in making sure that your insurance actually helps protect you.
Next is to make sure that you are properly covered and that you are getting the best overall price for the coverage that you need. This is where the real value of an experienced and professional insurance agency comes into play.
And then of course, comes the outstanding service and personal care that we at Lucas Insurance Services pride ourselves in.
Whether you need to protect your car and home, want insurance for the possessions in your apartment, or need a general umbrella policy for peace of mind, our agents will provide you with outstanding service and the policies you need. Whatever your need, we challenge ourselves to find you the affordable CA personal insurance policies that work to protect you, your family and your assets.
— Questions We Hear Most —
Frequently Asked Questions
What are the minimum auto insurance requirements in California?
Since January 1, 2025, California drivers must carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability (often written 30/60/15). Minimum limits rarely cover a serious accident, so Lucas Insurance Services usually recommends higher limits.
What does full coverage car insurance include?
"Full coverage" usually means liability plus collision and comprehensive. Collision pays to repair your car after a crash, and comprehensive covers theft, vandalism, fire, glass and weather damage. Uninsured motorist, medical payments, rental and roadside coverage can be added.
How can I lower my car insurance rate in Santa Clarita?
Common ways include bundling home and auto, keeping a clean driving record, raising your deductible, qualifying for good-driver, good-student or multi-car discounts, and comparing carriers. Call Lucas Insurance Services at 661-255-6363 and we will review your discounts with you.
How do I get an auto insurance quote from Lucas Insurance?
Call 661-255-6363 weekdays from 9:00 AM to 6:00 PM, email Agent@lucasinsurance.com, or send the quote form on this page. Have your driver's license numbers, vehicle details and current policy handy.
