Here is a scary statistic, one-third of Americans report that they have NO retirement savings and almost 25% have less than 10K saved towards that time.
Saving and putting aside for retirement is not an easy job, if it were then these statistics would not exist.
That being said, there are also quite a few Americans that have managed to save a substantial sum and that have taken care of a decent requirement. One of the key differences is not the burdens of life, but with education and long-term planning, often with the help of financial advice such as what we can provide at Lucas Insurance.
It is a real challenge to focus decades in advance and plan, but with the help of a team of experts then the job becomes so much easier and so much more likely to take place.