Insurance for Restaurants, Bars and Food Establishments

restaurant, bar, cafe, grill, business, insurance

Opening and operating a restaurant is a bit of a risky venture but when they work these businesses can be fantastic at providing income and life satisfaction.

But every restaurant is different and the insurance policies have to customized to meet your food establishment needs.

Aside from general business and property insurance there are questions such as loss of business, food contamination, liquor-related coverage and even owner’s life insurance policies that some lenders may require.

Generally speaking, the one area in the restaurant business you don’t want to cut corners on is insurance. Having effective, quality restaurant insurance can protect you and your business from a number of problems—whether you are faced with broken equipment or a liability lawsuit.

Compare Insurance Quotes for your Restaurant, Bar or other Food Service

For years our dedicated agents have served a number of restaurants in the Santa Clarita and Antelope Valleys—from fast-food joints to high-end dining experiences.

We have the complete the experience and expertise necessary to evaluate your risk needs and to guide you to the right choices. Our job is to get you covered and to allow you to rest easy while we provide the best in quality insurance solutions.

At Lucas Insurance Services, we can customize our restaurant insurance coverage to address the needs of:

  • Casual Dining
  • Bars & Grills
  • Caterers
  • Fast Food Restaurants
  • Fine Dining Establishments
  • Food Carts and Roving Food Trucks

Additionally at Lucas Insurance Services, we are proud to provide comprehensive coverage options that can include protection for the following risk exposures:

  • General Liability
  • Kitchen Equipment
  • Food Spoilage
  • Liquor Liability
  • Workers Compensation
  • Loss of Business Income

At Lucas Insurance Services we understand the importance of having affordable, comprehensive coverage in place. We take great pride in being able to identify your unique risks, to educate you and present the mandatory coverages for your restaurant

We pride ourselves on being able to identify the required state policies and suggest the most effective and affordable restaurant insurance strategies; that not only match your specific needs but exceed all of your expectations.

Contact us for more information and a free consultation today!