Looking for the best renter’s insurance policy and rates?

Renter, Apartment, Tenant, Couple, Insurance

What is renter’s, or tenant’s, insurance? While a tenant does not own the structure or dwelling, they do have assets and personal property that need protection.

Think of it as a homeowner’s insurance policy for someone that rents the place they live in–only it does not cover the structure, just your personal property and can cover liability as well.

Don’t make the mistake of thinking that you might be covered under your landlord’s insurance policy, that only covers the physical structure and NOT any of your assets or personal property. The property owner’s insurance covers the costs should something happen to the building, but they are not responsible for covering your belongings. And, unless you have a renter’s insurance policy, you are probably not even covered for any liability if someone suffers injury while in your residence.

Getting you the best low-cost renter’s insurance

Purchasing renters insurance helps ensure that your property is protected.

Whether you live in a condo, apartment, house, duplex, etc., renters insurance can protect you and your assets, and provide liability coverage if someone is injured on your property that is not covered under your  landlord’s insurance policy.

Purchasing renter’s insurance helps ensure that your personal property is protected. Don’t make the mistake of thinking you are invincible; you do need insurance for your belongings, even if you live in a rental property. Don’t wait until it is too late to find out that you are the only one who is responsible for protecting your assets.

When it comes to tenant and renter’s insurance companies and policies, Lucas Insurance is the expert. Call us today, or send us an email, and we will take care of you.