Employment Practices Liability Insurance–EPLI– to Protect Your Business

Employee, EPLI, Fired

What is EPLI? It is exactly what the initials stand for, liability insurance or protection against situations where employment practices are being challenged.

While it may be thought that only large corporations need insurance to protect against employment practices claims, the truth is that such types of claims have not only been rising, but they are affecting more and more smaller businesses.

There are multiple situations or types of claims that you could be liable for, such as:

  • Breach of Contract
  • Deprivation of Career Opportunity
  • Discrimination
  • Failure to Employ or Promote
  • Negligent Evaluation
  • Sexual Harassment
  • Wrongful Discipline
  • Wrongful Termination
  • Emotional Stress
  • Mismanagement of Benefits

A Business Owners Policy (BOP) for Stand-Alone Coverage or Endorsement?

Protect your business from spurious lawsuits. A sound policy can provide the defense that you need.

Effectively protecting your company from employment practices liability requires having comprehensive EPLI coverage in place before anything happens. 

The Lucas Insurance Services offers EPLI as a stand-alone policy, rather than folding it into a broader business liability package. Why? We don’t want to compromise when it comes to your security. A stand-alone policy ensures that you have a solid EPLI coverage in place to help protect your business from various claims related to employment practices.

Contact Lucas Insurance Services today, we understand the world of business insurance and protective coverage.