Not only is Workers Comp Insurance (WCI) an absolute legal requirement to operate a business in California, it would be a foolish risk to operate without it. Workers Comp Insurance provides not only for the medical needs of an injured employee but it also helps to reduce your liability and exposure to work-related injuries and illnesses. Having WCI in place is a wise idea for both owners and for the employees.
It is important to know that no matter what type of business you run, you have a legal obligation to keep your staff safe while at work–there are no exceptions.
That being said, getting the right policy for your business and for the specific types of jobs being done takes experience and know-how to put together. In today’s business environment, our agents understand your needs and can discuss your California workers compensation coverage in a plain, understandable way.